Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
EFT Pay

EFT Pay

South African Instant EFT

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.5-2% vs Custom
Features

2 shared

1 unique to EFT Pay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

5 unique to EFT Pay · 6 unique to Alipay

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
EFT Pay EFT Pay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.5-2%
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2010
2004
Headquarters
Cape Town, South Africa
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
EFT Pay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Digital Wallet
✓
✓
Eft Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Qr Code Unique
—
✓
Real Time Payments Unique
✓
—
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

EFT Pay is best when you...

South African Instant EFT
Need Startup Friendly
Not available with Alipay
View EFT Pay

Alipay is best when you...

Chinese Consumers
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
EFT Pay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between EFT Pay and Alipay?
They share 1 payment method and 1 region. EFT Pay adds Bank Transfer, Credit Card, EFT and 2 more that Alipay does not list; Alipay adds Alipay, JCB, Mastercard and 3 more that EFT Pay does not list; Alipay also covers Asia, Europe and 5 more; only EFT Pay offers Startup Friendly.
Which is cheaper, EFT Pay or Alipay?
EFT Pay has published rates from 1.5-2%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use EFT Pay and Alipay?
EFT Pay lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do EFT Pay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; EFT Pay settles in Same day, Alipay in Next business day.

Are you EFT Pay or Alipay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →