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EFT Pay

EFT Pay

South African Instant EFT

VS

Amazon Payment Services

MENA Payment Gateway

Amazon Payment Services
Fees from
1.5-2% vs 2.5% + $0.25 per transaction
Features

1 shared

2 unique to EFT Pay · 2 unique to Amazon Payment Services
Regions

1 shared

1 unique to Amazon Payment Services
Pay methods

0 shared

6 unique to EFT Pay · 7 unique to Amazon Payment Services
On licensing

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Show full specs
5 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
EFT Pay EFT Pay
Amazon Payment Services Amazon Payment Services
Quick Facts
Fees
Standard transaction rate
1.5-2%
2.5% + $0.25 per transaction
Settlement
Time to receive funds
Same day
2–3 business days
Founded
2010
2014
Headquarters
Cape Town, South Africa
United Arab Emirates
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Amazon Payment Services leads (7 vs 6)
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Digital Wallet Unique
✓
—
Eft Unique
✓
—
Knet Unique
—
✓
Mada Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Real Time Payments Unique
✓
—
Samsung Pay Unique
—
✓
Visa Unique
—
✓
Regions
Amazon Payment Services leads (2 vs 1)
Africa
✓
✓
Middle East Unique
—
✓

EFT Pay is best when you...

South African Instant EFT
Need Instant Payout
Not available with Amazon Payment Services
Need Startup Friendly
Not available with Amazon Payment Services
View EFT Pay

Amazon Payment Services is best when you...

MENA Payment Gateway
Need Instant Sandbox
Not available with EFT Pay
Need Recurring Payments
Not available with EFT Pay
Want coverage in Middle East
EFT Pay doesn't cover this region
View Amazon Payment Services

Frequently Asked Questions

What is the difference between EFT Pay and Amazon Payment Services?
They share 0 payment methods and 1 region. EFT Pay adds Bank Transfer, Credit Card, Digital Wallet and 3 more that Amazon Payment Services does not list; Amazon Payment Services adds Amex, Apple Pay, KNET and 4 more that EFT Pay does not list; Amazon Payment Services also covers Middle East; only EFT Pay offers Instant Payout, Startup Friendly.
Which is cheaper, EFT Pay or Amazon Payment Services?
EFT Pay has published rates from 1.5-2%; Amazon Payment Services has published rates from 2.5% + $0.25 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use EFT Pay and Amazon Payment Services?
EFT Pay lists 1 region and 6 payment methods; Amazon Payment Services lists 2 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do EFT Pay and Amazon Payment Services compare on integration and settlement?
both offer a sandbox; both support webhooks; EFT Pay settles in Same day, Amazon Payment Services in 2–3 business days.

Are you EFT Pay or Amazon Payment Services?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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