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EFT Pay

EFT Pay

South African Instant EFT

VS

Ayoconnect

Indonesian Fintech Infrastructure

Ayoconnect
Fees from
1.5-2% vs Custom
Features

2 shared

1 unique to EFT Pay · 1 unique to Ayoconnect
Regions

0 shared

1 unique to EFT Pay · 1 unique to Ayoconnect
Pay methods

3 shared

3 unique to EFT Pay · 2 unique to Ayoconnect
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
4 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
EFT Pay EFT Pay
Ayoconnect Ayoconnect
Quick Facts
Fees
Standard transaction rate
1.5-2%
Custom
Settlement
Time to receive funds
Same day
Instant
Founded
2010
2016
Headquarters
Cape Town, South Africa
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
EFT Pay leads (6 vs 5)
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Direct Debit Unique
—
✓
Eft Unique
✓
—
Mobile Payment Unique
✓
—
Real Time Payments Unique
✓
—
Regions
Africa Unique
✓
—
Southeast Asia Unique
—
✓

EFT Pay is best when you...

South African Instant EFT
Need Instant Payout
Not available with Ayoconnect
Want coverage in Africa
Ayoconnect doesn't cover this region
View EFT Pay

Ayoconnect is best when you...

Indonesian Fintech Infrastructure
Need Recurring Payments
Not available with EFT Pay
Want coverage in Southeast Asia
EFT Pay doesn't cover this region
View Ayoconnect

Frequently Asked Questions

What is the difference between EFT Pay and Ayoconnect?
They share 3 payment methods and 0 regions. EFT Pay adds EFT, Mobile Payment, Real-Time Payments that Ayoconnect does not list; Ayoconnect adds Debit Card, Direct Debit that EFT Pay does not list; EFT Pay also covers Africa; Ayoconnect also covers Southeast Asia.
Which is cheaper, EFT Pay or Ayoconnect?
EFT Pay has published rates from 1.5-2%; Ayoconnect has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use EFT Pay and Ayoconnect?
EFT Pay lists 1 region and 6 payment methods; Ayoconnect lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do EFT Pay and Ayoconnect compare on integration and settlement?
both offer a sandbox; both support webhooks; EFT Pay settles in Same day, Ayoconnect in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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