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EFT Pay

EFT Pay

South African Instant EFT

VS

Cellulant

Pan-African Payments

Cellulant
Fees from
1.5-2% vs Custom
Features

1 shared

2 unique to EFT Pay
Regions

1 shared

Pay methods

2 shared

4 unique to EFT Pay · 3 unique to Cellulant
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 1 regions. We don't rank these — they're here for reference.
EFT Pay EFT Pay
Cellulant Cellulant
Quick Facts
Fees
Standard transaction rate
1.5-2%
Custom
Settlement
Time to receive funds
Same day
Varies by payment method
Founded
2010
2003
Headquarters
Cape Town, South Africa
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
EFT Pay leads (3 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
EFT Pay leads (6 vs 5)
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Eft Unique
✓
—
Mobile Money Unique
—
✓
Mobile Payment Unique
✓
—
Real Time Payments Unique
✓
—
Ussd Unique
—
✓
Regions
Africa
✓
✓

EFT Pay is best when you...

South African Instant EFT
Need Instant Payout
Not available with Cellulant
Need Startup Friendly
Not available with Cellulant
View EFT Pay

Cellulant is best when you...

Pan-African Payments
View Cellulant

Frequently Asked Questions

What is the difference between EFT Pay and Cellulant?
They share 2 payment methods and 1 region. EFT Pay adds Digital Wallet, EFT, Mobile Payment and 1 more that Cellulant does not list; Cellulant adds Debit Card, Mobile Money, USSD that EFT Pay does not list; only EFT Pay offers Instant Payout, Startup Friendly.
Which is cheaper, EFT Pay or Cellulant?
EFT Pay has published rates from 1.5-2%; Cellulant has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use EFT Pay and Cellulant?
EFT Pay lists 1 region and 6 payment methods; Cellulant lists 1 and 5. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do EFT Pay and Cellulant compare on integration and settlement?
both offer a sandbox; both support webhooks; EFT Pay settles in Same day, Cellulant in Varies by payment method.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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