Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
EFT Pay

EFT Pay

South African Instant EFT

VS

dLocal

Emerging Markets

dLocal
Fees from
1.5-2% vs 3-7% all-inclusive
Features

2 shared

1 unique to EFT Pay
Regions

1 shared

3 unique to dLocal
Pay methods

2 shared

4 unique to EFT Pay · 8 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 4 more than EFT Pay. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
EFT Pay EFT Pay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1.5-2%
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2010
2016
Headquarters
Cape Town, South Africa
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
EFT Pay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 6)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Digital Wallet
✓
✓
Eft Unique
✓
—
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Real Time Payments Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

EFT Pay is best when you...

South African Instant EFT
Need Startup Friendly
Not available with dLocal
View EFT Pay

dLocal is best when you...

Emerging Markets
Want coverage in Asia, Latin America, Middle East
EFT Pay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between EFT Pay and dLocal?
They share 2 payment methods and 1 region. EFT Pay adds Credit Card, EFT, Mobile Payment and 1 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 5 more that EFT Pay does not list; dLocal also covers Asia, Latin America and 1 more; only EFT Pay offers Startup Friendly.
Which is cheaper, EFT Pay or dLocal?
EFT Pay has published rates from 1.5-2%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use EFT Pay and dLocal?
EFT Pay lists 1 region and 6 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do EFT Pay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; EFT Pay settles in Same day, dLocal in 2–7 business days.

Are you EFT Pay or dLocal?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →