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Elavon

Elavon

Multi-Currency

VS

ACI Worldwide

Real-time payments

ACI Worldwide
Fees from
0.16% + $0.25 + interchange vs Custom
Features

2 shared

1 unique to Elavon
Regions

3 shared

4 unique to ACI Worldwide
Pay methods

6 shared

2 unique to Elavon · 13 unique to ACI Worldwide
On settlement

Elavon settles in 1–2 business days; ACI Worldwide settles in Same day. Verify directly with each provider before signing.

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Show full specs
3 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Elavon Elavon
ACI Worldwide ACI Worldwide
Quick Facts
Fees
Standard transaction rate
0.16% + $0.25 + interchange
Custom
Settlement
Time to receive funds
1–2 business days
Same day
Founded
1991
1975
Headquarters
Atlanta, Georgia
Elkhorn, Nebraska, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Elavon leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
ACI Worldwide leads (19 vs 8)
Ach Unique
—
✓
Amex
✓
✓
Apple Pay Unique
✓
—
Contactless Unique
—
✓
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Faster Payments Unique
—
✓
Fednow Unique
—
✓
Google Pay Unique
✓
—
Jcb
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Open Banking Unique
—
✓
P2p Transfer Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Swift Unique
—
✓
Visa
✓
✓
Wire Transfer Unique
—
✓
Regions
ACI Worldwide leads (7 vs 3)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Elavon is best when you...

Multi-Currency
Need Recurring Payments
Not available with ACI Worldwide
View Elavon

ACI Worldwide is best when you...

Real-time payments
Want coverage in Africa, Asia, Middle East, Oceania
Elavon doesn't cover these regions
View ACI Worldwide

Frequently Asked Questions

What is the difference between Elavon and ACI Worldwide?
They share 6 payment methods and 3 regions. Elavon adds Apple Pay, Google Pay that ACI Worldwide does not list; ACI Worldwide adds ACH, Contactless, Digital Wallet and 10 more that Elavon does not list; ACI Worldwide also covers Africa, Asia and 2 more; only Elavon offers Recurring Payments.
Which is cheaper, Elavon or ACI Worldwide?
Elavon has published rates from 0.16% + $0.25 + interchange; ACI Worldwide has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Elavon and ACI Worldwide?
Elavon lists 3 regions and 8 payment methods; ACI Worldwide lists 7 and 19. both cover Europe, Latin America, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Elavon and ACI Worldwide compare on integration and settlement?
both offer a sandbox; both support webhooks; Elavon settles in 1–2 business days, ACI Worldwide in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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