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Elavon

Elavon

Multi-Currency

VS

CentralPay

French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.

CentralPay
Fees from
0.16% + $0.25 + interchange vs Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
Features

0 shared

3 unique to Elavon
Regions

0 shared

3 unique to Elavon
Pay methods

5 shared

3 unique to Elavon · 4 unique to CentralPay
On fees

Elavon publishes 0.16% + $0.25 + interchange from. CentralPay publishes Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand. from. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 3 regions. We don't rank these — they're here for reference.
Elavon Elavon
CentralPay CentralPay
Quick Facts
Fees
Standard transaction rate
0.16% + $0.25 + interchange
Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.
Settlement
Time to receive funds
1–2 business days
—
Founded
1991
—
Headquarters
Atlanta, Georgia
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Elavon leads (3 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
CentralPay leads (9 vs 8)
Amex
✓
✓
Apple Pay
✓
✓
Cartes Bancaires Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Mastercard
✓
✓
Open Banking Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sepa Instant Unique
—
✓
Visa
✓
✓
Regions
Elavon leads (3 vs 0)
Europe Unique
✓
—
Latin America Unique
✓
—
North America Unique
✓
—

Elavon is best when you...

Multi-Currency
Need Enterprise
Not available with CentralPay
Need Instant Payout
Not available with CentralPay
Want coverage in Europe, Latin America, North America
CentralPay doesn't cover these regions
View Elavon

CentralPay is best when you...

French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.
View CentralPay

Frequently Asked Questions

What is the difference between Elavon and CentralPay?
They share 5 payment methods and 0 regions. Elavon adds Diners Club, Discover, JCB that CentralPay does not list; CentralPay adds Cartes Bancaires, Open Banking, SEPA Direct Debit and 1 more that Elavon does not list; Elavon also covers Europe, Latin America and 1 more; only Elavon offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Elavon or CentralPay?
Elavon has published rates from 0.16% + $0.25 + interchange; CentralPay has published rates from Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Elavon and CentralPay?
Elavon lists 3 regions and 8 payment methods; CentralPay lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Elavon and CentralPay compare on integration and settlement?
Elavon offers a sandbox, CentralPay does not list one; Elavon supports webhooks; Elavon publishes a settlement time of 1–2 business days.

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