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eManat

eManat

Azerbaijan Bill Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to eManat · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

2 unique to eManat · 18 unique to A-Pay

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Show full specs
6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
eManat eManat
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2012
2021
Headquarters
Baku, Azerbaijan
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

eManat is best when you...

Azerbaijan Bill Payments
Need Low Fees
Not available with A-Pay
View eManat

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with eManat
Need High Risk Accepted
Not available with eManat
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
eManat doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between eManat and A-Pay?
They share 1 payment method and 1 region. eManat adds Bill Payment, Mobile Wallet that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that eManat does not list; A-Pay also covers Africa, Europe and 3 more; only eManat offers Low Fees.
Which is cheaper, eManat or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use eManat and A-Pay?
eManat lists 1 region and 3 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eManat and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, eManat does not list one; A-Pay supports webhooks; eManat settles in Instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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