EnKash Payment Gateway vs A-Pay — Lowest fees

EnKash Payment Gateway

A-Pay

Global Multi-Currency Payment Gateway

Fees from

Custom vs Custom

Features

2 shared

4 unique to EnKash Payment Gateway · 3 unique to A-Pay

Regions

1 shared

5 unique to A-Pay

Pay methods

4 shared

19 unique to EnKash Payment Gateway · 15 unique to A-Pay

On fees

EnKash Payment Gateway uses custom pricing, quoted on engagement. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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9 features · 38 payment methods · 6 regions. We don't rank these — they're here for reference.

EnKash Payment Gateway

A-Pay

Quick Facts

Fees

Standard transaction rate

Custom

Settlement

Time to receive funds

2–3 business days

1–2 business days

Founded

2017

2021

Headquarters

Mumbai, India

India

Sandbox / Test Mode

✓

Webhook Support

✓

Features

EnKash Payment Gateway leads (6 vs 5)

Crypto Support Unique

—

✓

Enterprise Unique

✓

—

High Risk Accepted Unique

—

✓

Instant Payout Unique

✓

—

Instant Sandbox Unique

—

✓

Mobile Payments Unique

✓

—

Recurring Billing Unique

✓

—

Recurring Payments

✓

Startup Friendly

✓

Payment Methods

EnKash Payment Gateway leads (23 vs 19)

Ach Unique

—

✓

Alipay Unique

—

✓

Amex

✓

Apple Pay Unique

—

✓

Bank Transfer Unique

—

✓

Bill Payment Unique

✓

—

Bnpl Unique

✓

—

Corporate Card Unique

✓

—

Credit Card

✓

Crypto Unique

—

✓

Debit Card Unique

✓

—

Digital Wallet Unique

✓

—

Diners Unique

✓

—

Eft Unique

✓

—

Escrow Unique

✓

—

Google Pay Unique

—

✓

Ideal Unique

—

✓

Invoice Unique

✓

—

Klarna Unique

—

✓

Maestro Unique

✓

—

Mastercard

✓

Mobile Money Unique

—

✓

Mobile Payment Unique

✓

—

Mobile Wallet Unique

✓

—

Payment Link Unique

✓

—

Paypal Unique

—

✓

Pix Unique

—

✓

Prepaid Card Unique

✓

—

Qr Code Unique

✓

—

Real Time Payments Unique

✓

—

Rupay Unique

✓

—

Sepa Unique

—

✓

Sofort Unique

—

✓

Upi Unique

—

✓

Virtual Account Unique

✓

—

Virtual Card Unique

✓

—

Visa

✓

Wechat Pay Unique

—

✓

Regions

A-Pay leads (6 vs 1)

Africa Unique

—

✓

Asia

✓

Europe Unique

—

✓

Latin America Unique

—

✓

Middle East Unique

—

✓

Southeast Asia Unique

—

✓

EnKash Payment Gateway is best when you...

Need Enterprise

Not available with A-Pay

Need Instant Payout

Not available with A-Pay

View EnKash Payment Gateway

A-Pay is best when you...

Global Multi-Currency Payment Gateway

Need Crypto Support

Not available with EnKash Payment Gateway

Need High Risk Accepted

Not available with EnKash Payment Gateway

Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia

EnKash Payment Gateway doesn't cover these regions

View A-Pay

Frequently Asked Questions

What is the difference between EnKash Payment Gateway and A-Pay?

They share 4 payment methods and 1 region. EnKash Payment Gateway adds Bill Payment, Buy Now Pay Later, Corporate Card and 16 more that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 12 more that EnKash Payment Gateway does not list; A-Pay also covers Africa, Europe and 3 more; only EnKash Payment Gateway offers Enterprise, Instant Payout and 2 more.

Which is cheaper, EnKash Payment Gateway or A-Pay?

Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.

Where can I use EnKash Payment Gateway and A-Pay?

EnKash Payment Gateway lists 1 region and 23 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do EnKash Payment Gateway and A-Pay compare on integration and settlement?

both offer a sandbox; both support webhooks; EnKash Payment Gateway settles in 2–3 business days, A-Pay in 1–2 business days.

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