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ePay

ePay

Danish merchants

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.45% + DKK 1.95 vs Custom
Features

2 shared

3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

5 shared

7 unique to ePay · 14 unique to A-Pay
On settlement

ePay settles in 2–3 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 26 payment methods · 6 regions. We don't rank these — they're here for reference.
ePay ePay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.45% + DKK 1.95
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2001
2021
Headquarters
Aalborg, Denmark
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 12)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Dankort Unique
✓
—
Diners Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobilepay Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Swish Unique
✓
—
Upi Unique
—
✓
Vipps Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

ePay is best when you...

Danish merchants
View ePay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with ePay
Need High Risk Accepted
Not available with ePay
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
ePay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between ePay and A-Pay?
They share 5 payment methods and 1 region. ePay adds Dankort, Diners Club, JCB and 4 more that A-Pay does not list; A-Pay adds ACH, Alipay, Bank Transfer and 11 more that ePay does not list; A-Pay also covers Africa, Asia and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, ePay or A-Pay?
ePay has published rates from 1.45% + DKK 1.95; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ePay and A-Pay?
ePay lists 1 region and 12 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ePay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; ePay settles in 2–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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