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ePay

ePay

Danish merchants

VS

Aera Payment & Identification

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform

A
Fees from
1.45% + DKK 1.95 vs Custom
Features

1 shared

1 unique to ePay · 1 unique to Aera Payment & Identification
Regions

1 shared

Pay methods

8 shared

4 unique to ePay · 5 unique to Aera Payment & Identification

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3 features · 17 payment methods · 1 regions. We don't rank these — they're here for reference.
ePay ePay
Aera Payment & Identification
Quick Facts
Fees
Standard transaction rate
1.45% + DKK 1.95
Custom
Settlement
Time to receive funds
2–3 business days
—
Founded
2001
2016
Headquarters
Aalborg, Denmark
Oslo, Norway
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Aera Payment & Identification leads (13 vs 12)
Amex
✓
✓
Apple Pay Unique
✓
—
Bancontact Unique
—
✓
Dankort
✓
✓
Diners Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Mobilepay
✓
✓
Sepa Unique
—
✓
Swish
✓
✓
Vipps
✓
✓
Visa
✓
✓
Regions
Europe
✓
✓

ePay is best when you...

Danish merchants
Need Startup Friendly
Not available with Aera Payment & Identification
View ePay

Aera Payment & Identification is best when you...

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform
Need Enterprise
Not available with ePay
View Aera Payment & Identification

Frequently Asked Questions

What is the difference between ePay and Aera Payment & Identification?
They share 8 payment methods and 1 region. ePay adds Apple Pay, Diners Club, Google Pay and 1 more that Aera Payment & Identification does not list; Aera Payment & Identification adds Bancontact, Discover, iDEAL and 2 more that ePay does not list; only ePay offers Startup Friendly; only Aera Payment & Identification offers Enterprise.
Which is cheaper, ePay or Aera Payment & Identification?
ePay has published rates from 1.45% + DKK 1.95; Aera Payment & Identification has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ePay and Aera Payment & Identification?
ePay lists 1 region and 12 payment methods; Aera Payment & Identification lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ePay and Aera Payment & Identification compare on integration and settlement?
ePay offers a sandbox, Aera Payment & Identification does not list one; ePay supports webhooks; ePay publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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