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ePay

ePay

Danish merchants

VS

bunq

European Digital Banking

bunq
Fees from
1.45% + DKK 1.95 vs From €2.99/month
Features

0 shared

2 unique to ePay · 2 unique to bunq
Regions

1 shared

Pay methods

4 shared

8 unique to ePay · 5 unique to bunq
On region

Both cover 1 regions. Verify directly with each provider before signing.

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4 features · 17 payment methods · 1 regions. We don't rank these — they're here for reference.
ePay ePay
bunq bunq
Quick Facts
Fees
Standard transaction rate
1.45% + DKK 1.95
From €2.99/month
Settlement
Time to receive funds
2–3 business days
Same day
Founded
2001
2012
Headquarters
Aalborg, Denmark
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
ePay leads (12 vs 9)
Amex Unique
✓
—
Apple Pay
✓
✓
Bancontact Unique
—
✓
Credit Card Unique
—
✓
Dankort Unique
✓
—
Diners Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mobilepay Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Swish Unique
✓
—
Vipps Unique
✓
—
Visa
✓
✓
Regions
Europe
✓
✓

ePay is best when you...

Danish merchants
Need Recurring Payments
Not available with bunq
Need Startup Friendly
Not available with bunq
View ePay

bunq is best when you...

European Digital Banking
Need Instant Payout
Not available with ePay
Need Low Fees
Not available with ePay
View bunq

Frequently Asked Questions

What is the difference between ePay and bunq?
They share 4 payment methods and 1 region. ePay adds Amex, Dankort, Diners Club and 5 more that bunq does not list; bunq adds Bancontact, Credit Card, iDEAL and 2 more that ePay does not list; only ePay offers Recurring Payments, Startup Friendly; only bunq offers Instant Payout, Low Fees.
Which is cheaper, ePay or bunq?
ePay has published rates from 1.45% + DKK 1.95; bunq has published rates from From €2.99/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ePay and bunq?
ePay lists 1 region and 12 payment methods; bunq lists 1 and 9. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ePay and bunq compare on integration and settlement?
both offer a sandbox; both support webhooks; ePay settles in 2–3 business days, bunq in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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