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Epoint

Epoint

Azerbaijan and Georgia SME card acquiring

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Transaction-based vs Custom
Features

2 shared

1 unique to Epoint · 3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

4 shared

1 unique to Epoint · 15 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Epoint Epoint
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Transaction-based
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2016
2021
Headquarters
Baku, Azerbaijan
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Epoint is best when you...

Azerbaijan and Georgia SME card acquiring
Need Instant Payout
Not available with A-Pay
View Epoint

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Epoint
Need High Risk Accepted
Not available with Epoint
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
Epoint doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Epoint and A-Pay?
They share 4 payment methods and 1 region. Epoint adds Maestro that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 12 more that Epoint does not list; A-Pay also covers Africa, Europe and 3 more; only Epoint offers Instant Payout.
Which is cheaper, Epoint or A-Pay?
Epoint has published rates from Transaction-based; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Epoint and A-Pay?
Epoint lists 1 region and 5 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Epoint and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Epoint does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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