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Epoint

Epoint

Azerbaijan and Georgia SME card acquiring

VS

Alipay

Chinese Consumers

Alipay
Fees from
Transaction-based vs Custom
Features

1 shared

2 unique to Epoint · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

3 unique to Epoint · 5 unique to Alipay
On fees

Epoint publishes Transaction-based from. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
4 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
Epoint Epoint
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Transaction-based
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2016
2004
Headquarters
Baku, Azerbaijan
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Epoint leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Apple Pay Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Epoint is best when you...

Azerbaijan and Georgia SME card acquiring
Need Recurring Payments
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Epoint

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Epoint
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Epoint doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Epoint and Alipay?
They share 2 payment methods and 1 region. Epoint adds Apple Pay, Google Pay, Maestro that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Epoint does not list; Alipay also covers Africa, Europe and 5 more; only Epoint offers Recurring Payments, Startup Friendly.
Which is cheaper, Epoint or Alipay?
Epoint has published rates from Transaction-based; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Epoint and Alipay?
Epoint lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Epoint and Alipay compare on integration and settlement?
Alipay offers a sandbox, Epoint does not list one; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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