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EPS

EPS

Austrian Bank Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From €0.18 per transaction vs Custom
Features

1 shared

1 unique to EPS · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

1 unique to EPS · 18 unique to A-Pay

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6 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
EPS EPS
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From €0.18 per transaction
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2001
2021
Headquarters
Vienna, Austria
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Direct Debit Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

EPS is best when you...

Austrian Bank Payments
Need Low Fees
Not available with A-Pay
View EPS

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with EPS
Need High Risk Accepted
Not available with EPS
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
EPS doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between EPS and A-Pay?
They share 1 payment method and 1 region. EPS adds Direct Debit that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that EPS does not list; A-Pay also covers Africa, Asia and 3 more; only EPS offers Low Fees.
Which is cheaper, EPS or A-Pay?
EPS has published rates from From €0.18 per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use EPS and A-Pay?
EPS lists 1 region and 2 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do EPS and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; EPS settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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