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Escrow.com

Escrow.com

Online Escrow Services

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
0.89% - 3.25% per transaction vs —
Features

1 shared

1 unique to DECTA
Regions

7 shared

1 unique to DECTA
Pay methods

4 shared

3 unique to Escrow.com · 8 unique to DECTA
On settlement

Escrow.com settles in 1–3 business days; DECTA settles in Next business day. Verify directly with each provider before signing.

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Show full specs
2 features · 15 payment methods · 8 regions. We don't rank these — they're here for reference.
Escrow.com Escrow.com
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
0.89% - 3.25% per transaction
—
Settlement
Time to receive funds
1–3 business days
Next business day
Founded
1999
2015
Headquarters
San Francisco, California, United States
London, GB
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
DECTA leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
DECTA leads (12 vs 7)
Ach Unique
✓
—
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
—
✓
Paypal
✓
✓
Samsung Pay Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
DECTA leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Escrow.com is best when you...

Online Escrow Services
View Escrow.com

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Recurring Payments
Not available with Escrow.com
Want coverage in Southeast Asia
Escrow.com doesn't cover this region
View DECTA

Frequently Asked Questions

What is the difference between Escrow.com and DECTA?
They share 4 payment methods and 7 regions. Escrow.com adds ACH, Credit Card, Debit Card that DECTA does not list; DECTA adds Alipay, Amex, Apple Pay and 5 more that Escrow.com does not list; DECTA also covers Southeast Asia; only DECTA offers Recurring Payments.
Which is cheaper, Escrow.com or DECTA?
Escrow.com has published rates from 0.89% - 3.25% per transaction; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Escrow.com and DECTA?
Escrow.com lists 7 regions and 7 payment methods; DECTA lists 8 and 12. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Escrow.com and DECTA compare on integration and settlement?
Escrow.com offers a sandbox, DECTA does not list one; Escrow.com supports webhooks; Escrow.com settles in 1–3 business days, DECTA in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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