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eSewa

eSewa

Nepali Digital Wallet

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.75%–1.95% vs Custom
Features

0 shared

2 unique to eSewa · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

2 unique to eSewa · 16 unique to A-Pay
On settlement

eSewa settles in Same day; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
7 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
eSewa eSewa
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.75%–1.95%
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2009
2021
Headquarters
Lalitpur, Nepal
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi
✓
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

eSewa is best when you...

Nepali Digital Wallet
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View eSewa

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with eSewa
Need High Risk Accepted
Not available with eSewa
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
eSewa doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between eSewa and A-Pay?
They share 3 payment methods and 1 region. eSewa adds Digital Wallet, QR Code that A-Pay does not list; A-Pay adds ACH, Amex, Apple Pay and 13 more that eSewa does not list; A-Pay also covers Africa, Europe and 3 more; only eSewa offers Instant Payout, Low Fees.
Which is cheaper, eSewa or A-Pay?
eSewa has published rates from 1.75%–1.95%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use eSewa and A-Pay?
eSewa lists 1 region and 5 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eSewa and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; eSewa settles in Same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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