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eSewa

eSewa

Nepali Digital Wallet

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.75%–1.95% vs Custom
Features

1 shared

1 unique to eSewa · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

3 shared

2 unique to eSewa · 4 unique to Alipay
On fees

eSewa publishes 1.75%–1.95% from. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
eSewa eSewa
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.75%–1.95%
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2009
2004
Headquarters
Lalitpur, Nepal
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 5)
Alipay
✓
✓
Bank Transfer Unique
✓
—
Digital Wallet
✓
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Upi Unique
✓
—
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

eSewa is best when you...

Nepali Digital Wallet
Need Low Fees
Not available with Alipay
View eSewa

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with eSewa
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
eSewa doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between eSewa and Alipay?
They share 3 payment methods and 1 region. eSewa adds Bank Transfer, UPI that Alipay does not list; Alipay adds JCB, Mastercard, UnionPay and 1 more that eSewa does not list; Alipay also covers Africa, Europe and 5 more; only eSewa offers Low Fees.
Which is cheaper, eSewa or Alipay?
eSewa has published rates from 1.75%–1.95%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use eSewa and Alipay?
eSewa lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eSewa and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; eSewa settles in Same day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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