eTranzact

eTranzact

Pan-African switching, mobile money and USSD payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

1 unique to eTranzact · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

5 shared

2 unique to eTranzact · 14 unique to A-Pay
On settlement

eTranzact settles in Instant; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 6 regions. We don't rank these — they're here for reference.
eTranzact eTranzact
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2003
2021
Headquarters
Lagos, Nigeria
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Ussd Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

eTranzact is best when you...

Pan-African switching, mobile money and USSD payments
Need Enterprise
Not available with A-Pay
View eTranzact

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with eTranzact
Need High Risk Accepted
Not available with eTranzact
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
eTranzact doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between eTranzact and A-Pay?
They share 5 payment methods and 1 region. eTranzact adds Debit Card, USSD that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that eTranzact does not list; A-Pay also covers Asia, Europe and 3 more; only eTranzact offers Enterprise.
Which is cheaper, eTranzact or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use eTranzact and A-Pay?
eTranzact lists 1 region and 7 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eTranzact and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, eTranzact does not list one; both support webhooks; eTranzact settles in Instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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