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eTranzact

eTranzact

Pan-African switching, mobile money and USSD payments

VS

AltaPay

Nordic Omnichannel Payments

AltaPay
Fees from
Custom vs Custom
Features

2 shared

1 unique to AltaPay
Regions

0 shared

1 unique to eTranzact · 1 unique to AltaPay
Pay methods

3 shared

4 unique to eTranzact · 17 unique to AltaPay
On settlement

eTranzact settles in Instant; AltaPay settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 24 payment methods · 2 regions. We don't rank these — they're here for reference.
eTranzact eTranzact
AltaPay AltaPay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2003
2008
Headquarters
Lagos, Nigeria
Copenhagen, Denmark
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
AltaPay leads (3 vs 2)
Enterprise
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
AltaPay leads (20 vs 7)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Dankort Unique
—
✓
Debit Card Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobilepay Unique
—
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Unionpay Unique
—
✓
Ussd Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Africa Unique
✓
—
Europe Unique
—
✓

eTranzact is best when you...

Pan-African switching, mobile money and USSD payments
Want coverage in Africa
AltaPay doesn't cover this region
View eTranzact

AltaPay is best when you...

Nordic Omnichannel Payments
Need Instant Sandbox
Not available with eTranzact
Want coverage in Europe
eTranzact doesn't cover this region
View AltaPay

Frequently Asked Questions

What is the difference between eTranzact and AltaPay?
They share 3 payment methods and 0 regions. eTranzact adds Credit Card, Debit Card, Mobile Money and 1 more that AltaPay does not list; AltaPay adds Alipay, Amex, Apple Pay and 14 more that eTranzact does not list; eTranzact also covers Africa; AltaPay also covers Europe.
Which is cheaper, eTranzact or AltaPay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use eTranzact and AltaPay?
eTranzact lists 1 region and 7 payment methods; AltaPay lists 1 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eTranzact and AltaPay compare on integration and settlement?
AltaPay offers a sandbox, eTranzact does not list one; both support webhooks; eTranzact settles in Instant, AltaPay in 1–3 business days.

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