Eupago
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
VS
A-Pay
Global Multi-Currency Payment Gateway
Fees from
Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts. vs Custom
Features
0 shared
5 unique to A-Pay
Regions
0 shared
6 unique to A-Pay
Pay methods
4 shared
6 unique to Eupago · 15 unique to A-Pay
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Show full specs 5 features · 25 payment methods · 6 regions. We
don't rank these — they're here for reference.
Show full specs
5 features · 25 payment methods · 6 regions. We
don't rank these — they're here for reference.
Eupago A-PayQuick Facts
Fees
Standard transaction rate
Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features A-Pay leads (5 vs 0)
A-Pay leads (5 vs 0)Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods A-Pay leads (19 vs 10)
A-Pay leads (19 vs 10)Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bizum Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Money Unique
—
✓
Multibanco Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Voucher Unique
✓
—
Wechat Pay Unique
—
✓
Regions A-Pay leads (6 vs 0)
A-Pay leads (6 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓
Eupago is best when you...
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
A-Pay is best when you...
Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Eupago
Need High Risk Accepted
Not available with Eupago
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Eupago doesn't cover these regions
Frequently Asked Questions
What is the difference between Eupago and A-Pay?
They share 4 payment methods and 0 regions. Eupago adds Bizum, Buy Now Pay Later, MB WAY and 3 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 12 more that Eupago does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Eupago or A-Pay?
Eupago has published rates from Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Eupago and A-Pay?
Eupago lists 0 regions and 10 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Eupago and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Eupago does not list one; A-Pay supports webhooks; Eupago settles in Next business day, A-Pay in 1–2 business days.
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