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Exact Payments

Exact Payments

PayFac-as-a-Service

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to Exact Payments · 3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

2 shared

2 unique to Exact Payments · 33 unique to Checkout.com

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Show full specs
5 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Exact Payments Exact Payments
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2017
2012
Headquarters
Kitchener, Ontario, Canada
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Exact Payments is best when you...

PayFac-as-a-Service
Need Startup Friendly
Not available with Checkout.com
View Exact Payments

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Exact Payments
Need Instant Sandbox
Not available with Exact Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Exact Payments doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Exact Payments and Checkout.com?
They share 2 payment methods and 1 region. Exact Payments adds Credit Card, Debit Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 30 more that Exact Payments does not list; Checkout.com also covers Africa, Asia and 5 more; only Exact Payments offers Startup Friendly.
Which is cheaper, Exact Payments or Checkout.com?
Exact Payments has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Exact Payments and Checkout.com?
Exact Payments lists 1 region and 4 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Exact Payments and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Exact Payments settles in 1–2 business days, Checkout.com in 1–3 business days.

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