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ExpressPay Ghana

ExpressPay Ghana

Ghanaian Payment Gateway

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.95% per transaction vs Custom
Features

1 shared

1 unique to ExpressPay Ghana · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

5 shared

1 unique to ExpressPay Ghana · 14 unique to A-Pay
On fees

ExpressPay Ghana publishes 1.95% per transaction from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
ExpressPay Ghana ExpressPay Ghana
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.95% per transaction
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2015
2021
Headquarters
Accra, Ghana
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

ExpressPay Ghana is best when you...

Ghanaian Payment Gateway
Need Instant Payout
Not available with A-Pay
View ExpressPay Ghana

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with ExpressPay Ghana
Need High Risk Accepted
Not available with ExpressPay Ghana
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
ExpressPay Ghana doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between ExpressPay Ghana and A-Pay?
They share 5 payment methods and 1 region. ExpressPay Ghana adds Discover that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 11 more that ExpressPay Ghana does not list; A-Pay also covers Asia, Europe and 3 more; only ExpressPay Ghana offers Instant Payout.
Which is cheaper, ExpressPay Ghana or A-Pay?
ExpressPay Ghana has published rates from 1.95% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ExpressPay Ghana and A-Pay?
ExpressPay Ghana lists 1 region and 6 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ExpressPay Ghana and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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