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ExpressPay Ghana

ExpressPay Ghana

Ghanaian Payment Gateway

VS

dLocal

Emerging Markets

dLocal
Fees from
1.95% per transaction vs 3-7% all-inclusive
Features

1 shared

1 unique to ExpressPay Ghana · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

3 unique to ExpressPay Ghana · 7 unique to dLocal
On region

dLocal covers 4 regions; ExpressPay Ghana covers 1. Verify directly with each provider before signing.

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3 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
ExpressPay Ghana ExpressPay Ghana
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1.95% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2015
2016
Headquarters
Accra, Ghana
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 6)
Amex
✓
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Discover Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Oxxo Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

ExpressPay Ghana is best when you...

Ghanaian Payment Gateway
Need Startup Friendly
Not available with dLocal
View ExpressPay Ghana

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with ExpressPay Ghana
Want coverage in Asia, Latin America, Middle East
ExpressPay Ghana doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between ExpressPay Ghana and dLocal?
They share 3 payment methods and 1 region. ExpressPay Ghana adds Discover, Mobile Money, PayPal that dLocal does not list; dLocal adds Bank Transfer, Boleto, Cash and 4 more that ExpressPay Ghana does not list; dLocal also covers Asia, Latin America and 1 more; only ExpressPay Ghana offers Startup Friendly.
Which is cheaper, ExpressPay Ghana or dLocal?
ExpressPay Ghana has published rates from 1.95% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ExpressPay Ghana and dLocal?
ExpressPay Ghana lists 1 region and 6 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ExpressPay Ghana and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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