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FastSpring

FastSpring

Software & Digital Product Sales

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
8.9% per transaction (includes all payment processing + tax handling) vs Custom
Features

2 shared

2 unique to FastSpring · 3 unique to A-Pay
Regions

5 shared

2 unique to FastSpring · 1 unique to A-Pay
Pay methods

15 shared

4 unique to FastSpring · 4 unique to A-Pay

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Show full specs
7 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
FastSpring FastSpring
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
8.9% per transaction (includes all payment processing + tax handling)
Custom
Settlement
Time to receive funds
30 business days
1–2 business days
Founded
2005
2021
Headquarters
Santa Barbara, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 4)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Items Unique
✓
—
Payment Methods
Ach
✓
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix
✓
✓
Sepa
✓
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
FastSpring leads (7 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

FastSpring is best when you...

Software & Digital Product Sales
Need Enterprise
Not available with A-Pay
Need Virtual Items
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View FastSpring

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with FastSpring
Need High Risk Accepted
Not available with FastSpring
Want coverage in Southeast Asia
FastSpring doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between FastSpring and A-Pay?
They share 15 payment methods and 5 regions. FastSpring adds Debit Card, Discover, JCB and 1 more that A-Pay does not list; A-Pay adds Crypto, Mobile Money, Sofort and 1 more that FastSpring does not list; FastSpring also covers North America, Oceania; A-Pay also covers Southeast Asia.
Which is cheaper, FastSpring or A-Pay?
FastSpring has published rates from 8.9% per transaction (includes all payment processing + tax handling); A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FastSpring and A-Pay?
FastSpring lists 7 regions and 19 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FastSpring and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; FastSpring settles in 30 business days, A-Pay in 1–2 business days.

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