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FastSpring

FastSpring

Software & Digital Product Sales

VS

Checkout.com

Global Performance

Checkout.com
Fees from
8.9% per transaction (includes all payment processing + tax handling) vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

2 unique to FastSpring · 2 unique to Checkout.com
Regions

7 shared

1 unique to Checkout.com
Pay methods

12 shared

7 unique to FastSpring · 23 unique to Checkout.com
On licensing

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Show full specs
6 features · 42 payment methods · 8 regions. We don't rank these — they're here for reference.
FastSpring FastSpring
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
8.9% per transaction (includes all payment processing + tax handling)
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
30 business days
1–3 business days
Founded
2005
2012
Headquarters
Santa Barbara, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Virtual Items Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 19)
Ach
✓
✓
Alipay
✓
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover
✓
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal
✓
✓
Jcb
✓
✓
Kakaopay Unique
—
✓
Klarna
✓
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal
✓
✓
Pix Unique
✓
—
Przelewy24 Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
✓
—
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 7)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

FastSpring is best when you...

Software & Digital Product Sales
Need Startup Friendly
Not available with Checkout.com
Need Virtual Items
Not available with Checkout.com
View FastSpring

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with FastSpring
Need Instant Sandbox
Not available with FastSpring
Want coverage in Southeast Asia
FastSpring doesn't cover this region
View Checkout.com

Frequently Asked Questions

What is the difference between FastSpring and Checkout.com?
They share 12 payment methods and 7 regions. FastSpring adds Bank Transfer, Credit Card, Debit Card and 4 more that Checkout.com does not list; Checkout.com adds Bancontact, Cartes Bancaires, DANA and 20 more that FastSpring does not list; Checkout.com also covers Southeast Asia; only FastSpring offers Startup Friendly, Virtual Items.
Which is cheaper, FastSpring or Checkout.com?
FastSpring has published rates from 8.9% per transaction (includes all payment processing + tax handling); Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FastSpring and Checkout.com?
FastSpring lists 7 regions and 19 payment methods; Checkout.com lists 8 and 35. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FastSpring and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; FastSpring settles in 30 business days, Checkout.com in 1–3 business days.

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