Finion

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.

VS

Carat (Fiserv)

Enterprise Commerce Platform

Carat (Fiserv)
Fees from
— vs Custom
Features

0 shared

1 unique to Carat (Fiserv)
Regions

0 shared

3 unique to Carat (Fiserv)
Pay methods

6 shared

7 unique to Finion · 8 unique to Carat (Fiserv)
On payment methods

Carat (Fiserv) supports 14 payment methods, 1 more than Finion. Verify directly with each provider before signing.

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Show full specs
1 features · 21 payment methods · 3 regions. We don't rank these — they're here for reference.
Finion Finion
Carat (Fiserv) Carat (Fiserv)
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
—
Founded
—
2021
Headquarters
—
United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Carat (Fiserv) leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Carat (Fiserv) leads (14 vs 13)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Direct Debit
✓
✓
Google Pay
✓
✓
Ideal Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Samsung Pay Unique
—
✓
Sepa Direct Debit Unique
✓
—
Twint Unique
✓
—
Venmo Unique
—
✓
Visa
✓
✓
Regions
Carat (Fiserv) leads (3 vs 0)
Asia Unique
—
✓
Europe Unique
—
✓
North America Unique
—
✓

Finion is best when you...

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.
View Finion

Carat (Fiserv) is best when you...

Enterprise Commerce Platform
Need Enterprise
Not available with Finion
Want coverage in Asia, Europe, North America
Finion doesn't cover these regions
View Carat (Fiserv)

Frequently Asked Questions

What is the difference between Finion and Carat (Fiserv)?
They share 6 payment methods and 0 regions. Finion adds Bacs, Bancontact, Credit Card and 4 more that Carat (Fiserv) does not list; Carat (Fiserv) adds ACH, Amex, Bank Transfer and 5 more that Finion does not list; Carat (Fiserv) also covers Asia, Europe and 1 more; only Carat (Fiserv) offers Enterprise.
Which is cheaper, Finion or Carat (Fiserv)?
Finion has no published rate; Carat (Fiserv) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Finion and Carat (Fiserv)?
Finion lists 0 regions and 13 payment methods; Carat (Fiserv) lists 3 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Finion and Carat (Fiserv) compare on integration and settlement?
Carat (Fiserv) offers a sandbox, Finion does not list one; Carat (Fiserv) supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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