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Fipto

Fipto

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.

VS

Collect & Exchange CY

EU businesses, including high-value sectors such as real estate, car and yacht dealers, professional services, iGaming and high-risk e-commerce, that want to accept crypto payments and settle them in fiat to a bank account.

Collect & Exchange CY
Fees from
Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information) vs —
Features

0 shared

Regions

0 shared

Pay methods

5 shared

3 unique to Fipto · 5 unique to Collect & Exchange CY
On licensing

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Show full specs
0 features · 13 payment methods · 0 regions. We don't rank these — they're here for reference.
Fipto Fipto
Collect & Exchange CY Collect & Exchange CY
Quick Facts
Fees
Standard transaction rate
Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
—
Settlement
Time to receive funds
Near-instant
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Collect & Exchange CY leads (10 vs 8)
Bitcoin
✓
✓
Bnb Unique
—
✓
Crypto Unique
—
✓
Ethereum
✓
✓
Payment Link
✓
✓
Polygon Unique
—
✓
Qr Code Unique
—
✓
Sepa Unique
✓
—
Solana Unique
✓
—
Stablecoin
✓
✓
Swift Unique
✓
—
Tron Unique
—
✓
Usdc
✓
✓
Regions

Fipto is best when you...

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.
View Fipto

Collect & Exchange CY is best when you...

EU businesses, including high-value sectors such as real estate, car and yacht dealers, professional services, iGaming and high-risk e-commerce, that want to accept crypto payments and settle them in fiat to a bank account.
View Collect & Exchange CY

Frequently Asked Questions

What is the difference between Fipto and Collect & Exchange CY?
They share 5 payment methods and 0 regions. Fipto adds SEPA, Solana, SWIFT that Collect & Exchange CY does not list; Collect & Exchange CY adds BNB, Crypto, Polygon and 2 more that Fipto does not list.
Which is cheaper, Fipto or Collect & Exchange CY?
Fipto has published rates from Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information); Collect & Exchange CY has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Fipto and Collect & Exchange CY?
Fipto lists 0 regions and 8 payment methods; Collect & Exchange CY lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Fipto and Collect & Exchange CY compare on integration and settlement?
Fipto publishes a settlement time of Near-instant.

Are you Fipto or Collect & Exchange CY?

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