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FIS

FIS

Enterprise banking and capital markets technology

VS

3S Money

UK, EU and UAE-incorporated businesses such as importers/exporters, wholesalers and real-estate managers that need multi-currency accounts for high-value international transfers.

3S Money
Fees from
Custom vs Standard: €100 / monthly — UK Faster Pay £1; EUR SEPA €2; Payments to UAE 0.30%; Payments to China 0.60%; Receive from EU, UK, US and UAE 0%. Enterprise: €300 / monthly — UK Faster Pay £1; EUR SEPA €1; Payments to UAE 0.15%; Payments to China 0.45%; Receive from EU, UK, US and UAE 0%. Enterprise Plus: Bespoke / monthly. *Based on selected plan a fixed cost could be applicable, please view our fees plan for more information
Features

0 shared

1 unique to FIS
Regions

0 shared

6 unique to FIS
Pay methods

0 shared

14 unique to FIS · 4 unique to 3S Money
On payment methods

FIS supports 14 payment methods, 10 more than 3S Money. Verify directly with each provider before signing.

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1 features · 18 payment methods · 6 regions. We don't rank these — they're here for reference.
FIS FIS
3S Money 3S Money
Quick Facts
Fees
Standard transaction rate
Custom
Standard: €100 / monthly — UK Faster Pay £1; EUR SEPA €2; Payments to UAE 0.30%; Payments to China 0.60%; Receive from EU, UK, US and UAE 0%. Enterprise: €300 / monthly — UK Faster Pay £1; EUR SEPA €1; Payments to UAE 0.15%; Payments to China 0.45%; Receive from EU, UK, US and UAE 0%. Enterprise Plus: Bespoke / monthly. *Based on selected plan a fixed cost could be applicable, please view our fees plan for more information
Settlement
Time to receive funds
1–2 business days
—
Founded
1968
—
Headquarters
Jacksonville, Florida, United States
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
FIS leads (1 vs 0)
Enterprise Unique
✓
—
Payment Methods
FIS leads (14 vs 4)
Ach Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Faster Payments Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Virtual Account Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
✓
—
Regions
FIS leads (6 vs 0)
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with 3S Money
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
3S Money doesn't cover these regions
View FIS

3S Money is best when you...

UK, EU and UAE-incorporated businesses such as importers/exporters, wholesalers and real-estate managers that need multi-currency accounts for high-value international transfers.
View 3S Money

Frequently Asked Questions

What is the difference between FIS and 3S Money?
They share 0 payment methods and 0 regions. FIS adds ACH, Amex, Apple Pay and 11 more that 3S Money does not list; 3S Money adds Faster Payments, SEPA, SWIFT and 1 more that FIS does not list; FIS also covers Asia, Europe and 4 more; only FIS offers Enterprise.
Which is cheaper, FIS or 3S Money?
FIS has custom pricing quoted on engagement; 3S Money has published rates from Standard: €100 / monthly — UK Faster Pay £1; EUR SEPA €2; Payments to UAE 0.30%; Payments to China 0.60%; Receive from EU, UK, US and UAE 0%. Enterprise: €300 / monthly — UK Faster Pay £1; EUR SEPA €1; Payments to UAE 0.15%; Payments to China 0.45%; Receive from EU, UK, US and UAE 0%. Enterprise Plus: Bespoke / monthly. *Based on selected plan a fixed cost could be applicable, please view our fees plan for more information. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FIS and 3S Money?
FIS lists 6 regions and 14 payment methods; 3S Money lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FIS and 3S Money compare on integration and settlement?
FIS offers a sandbox, 3S Money does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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