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FIS

FIS

Enterprise banking and capital markets technology

VS

Aera Payment & Identification

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform

A
Fees from
Custom vs Custom
Features

1 shared

1 unique to Aera Payment & Identification
Regions

1 shared

5 unique to FIS
Pay methods

4 shared

10 unique to FIS · 9 unique to Aera Payment & Identification
On region

FIS covers 6 regions; Aera Payment & Identification covers 1. Verify directly with each provider before signing.

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2 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
FIS FIS
Aera Payment & Identification
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
1968
2016
Headquarters
Jacksonville, Florida, United States
Oslo, Norway
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Aera Payment & Identification leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
FIS leads (14 vs 13)
Ach Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobilepay Unique
—
✓
Sepa Unique
—
✓
Swish Unique
—
✓
Vipps Unique
—
✓
Virtual Card Unique
✓
—
Visa
✓
✓
Regions
FIS leads (6 vs 1)
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

FIS is best when you...

Enterprise banking and capital markets technology
Want coverage in Asia, Latin America, North America, Oceania, Southeast Asia
Aera Payment & Identification doesn't cover these regions
View FIS

Aera Payment & Identification is best when you...

Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform
Need Recurring Payments
Not available with FIS
View Aera Payment & Identification

Frequently Asked Questions

What is the difference between FIS and Aera Payment & Identification?
They share 4 payment methods and 1 region. FIS adds ACH, Apple Pay, Bank Transfer and 7 more that Aera Payment & Identification does not list; Aera Payment & Identification adds Bancontact, Dankort, iDEAL and 6 more that FIS does not list; FIS also covers Asia, Latin America and 3 more; only Aera Payment & Identification offers Recurring Payments.
Which is cheaper, FIS or Aera Payment & Identification?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use FIS and Aera Payment & Identification?
FIS lists 6 regions and 14 payment methods; Aera Payment & Identification lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FIS and Aera Payment & Identification compare on integration and settlement?
FIS offers a sandbox, Aera Payment & Identification does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

Are you FIS or Aera Payment & Identification?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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