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FIS

FIS

Enterprise banking and capital markets technology

VS

Apple Pay

Mobile & contactless payments

Apple Pay
Fees from
Custom vs Custom
Features

1 shared

2 unique to Apple Pay
Regions

6 shared

2 unique to Apple Pay
Pay methods

4 shared

10 unique to FIS · 1 unique to Apple Pay
On fees

FIS uses custom pricing, quoted on engagement. Apple Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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3 features · 15 payment methods · 8 regions. We don't rank these — they're here for reference.
FIS FIS
Apple Pay Apple Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
Varies by payment processor
Founded
1968
2014
Headquarters
Jacksonville, Florida, United States
Cupertino, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
Apple Pay leads (3 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Payment Methods
FIS leads (14 vs 5)
Ach Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Nfc Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
✓
—
Regions
Apple Pay leads (8 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia
✓
✓

FIS is best when you...

Enterprise banking and capital markets technology
View FIS

Apple Pay is best when you...

Mobile & contactless payments
Need Instant Payout
Not available with FIS
Need Low Fees
Not available with FIS
Want coverage in Africa, Middle East
FIS doesn't cover these regions
View Apple Pay

Frequently Asked Questions

What is the difference between FIS and Apple Pay?
They share 4 payment methods and 6 regions. FIS adds ACH, Amex, Bank Transfer and 7 more that Apple Pay does not list; Apple Pay adds NFC that FIS does not list; Apple Pay also covers Africa, Middle East; only Apple Pay offers Instant Payout, Low Fees.
Which is cheaper, FIS or Apple Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use FIS and Apple Pay?
FIS lists 6 regions and 14 payment methods; Apple Pay lists 8 and 5. both cover Asia, Europe, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FIS and Apple Pay compare on integration and settlement?
both offer a sandbox; FIS supports webhooks; FIS settles in 1–2 business days, Apple Pay in Varies by payment processor.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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