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FIS

FIS

Enterprise banking and capital markets technology

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
Custom vs Custom
Features

1 shared

1 unique to DECTA
Regions

6 shared

2 unique to DECTA
Pay methods

4 shared

10 unique to FIS · 4 unique to DECTA
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2 features · 18 payment methods · 8 regions. We don't rank these — they're here for reference.
FIS FIS
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
—
Founded
1968
2015
Headquarters
Jacksonville, Florida, United States
London, GB
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
DECTA leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
FIS leads (14 vs 8)
Ach Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Unionpay Unique
—
✓
Virtual Card Unique
✓
—
Visa
✓
✓
Regions
DECTA leads (8 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia
✓
✓

FIS is best when you...

Enterprise banking and capital markets technology
View FIS

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Need Recurring Payments
Not available with FIS
Want coverage in Africa, Middle East
FIS doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between FIS and DECTA?
FIS is best for Enterprise banking and capital markets technology, while DECTA is best for Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe. FIS charges custom pricing and DECTA charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, FIS or DECTA?
FIS charges custom pricing while DECTA charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both FIS and DECTA together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. FIS and DECTA can complement each other.
How do FIS and DECTA differ in their focus?
FIS is focused on Enterprise banking and capital markets technology, while DECTA focuses on Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe. They serve different market segments with different strengths.

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