Flow Chile

Flow Chile

Chilean E-Commerce Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
Bank transfers from 0.99% + VAT (+$100 CLP fixed); cards/wallets/cash 2.89%-3.19% + VAT vs Custom
Features

1 shared

1 unique to Flow Chile · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

2 shared

4 unique to Flow Chile · 5 unique to Alipay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
Flow Chile Flow Chile
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Bank transfers from 0.99% + VAT (+$100 CLP fixed); cards/wallets/cash 2.89%-3.19% + VAT
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2013
2004
Headquarters
Santiago, Chile
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Cash Payment Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Flow Chile is best when you...

Chilean E-Commerce Payments
Need Recurring Payments
Not available with Alipay
View Flow Chile

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Flow Chile
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia
Flow Chile doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Flow Chile and Alipay?
They share 2 payment methods and 1 region. Flow Chile adds Bank Transfer, Cash Payment, Credit Card and 1 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that Flow Chile does not list; Alipay also covers Africa, Asia and 5 more; only Flow Chile offers Recurring Payments.
Which is cheaper, Flow Chile or Alipay?
Flow Chile has published rates from Bank transfers from 0.99% + VAT (+$100 CLP fixed); cards/wallets/cash 2.89%-3.19% + VAT; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Flow Chile and Alipay?
Flow Chile lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Flow Chile and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Flow Chile settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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