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Flutterwave

Flutterwave

Pan-African Payments

VS

AsiaPay

Pan-Asian payments

AsiaPay
Fees from
1.4% (local), 3.8% (international) vs 2-3%
Features

1 shared

3 unique to Flutterwave · 2 unique to AsiaPay
Regions

0 shared

1 unique to Flutterwave · 3 unique to AsiaPay
Pay methods

8 shared

8 unique to Flutterwave · 18 unique to AsiaPay

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Show full specs
6 features · 34 payment methods · 4 regions. We don't rank these — they're here for reference.
Flutterwave Flutterwave
AsiaPay AsiaPay
Quick Facts
Fees
Standard transaction rate
1.4% (local), 3.8% (international)
2-3%
Settlement
Time to receive funds
Next business day
2–5 business days
Founded
2016
2000
Headquarters
San Francisco, California / Lagos, Nigeria
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Flutterwave leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
AsiaPay leads (26 vs 16)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Faster Payments Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Jcb Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
—
✓
Payment Link Unique
✓
—
Paynow Unique
—
✓
Pos Unique
✓
—
Promptpay Unique
—
✓
Qr Code
✓
✓
Rupay Unique
—
✓
Unionpay Unique
—
✓
Upi Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
AsiaPay leads (3 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Flutterwave is best when you...

Pan-African Payments
Need Instant Payout
Not available with AsiaPay
Need Instant Sandbox
Not available with AsiaPay
Want coverage in Africa
AsiaPay doesn't cover this region
View Flutterwave

AsiaPay is best when you...

Pan-Asian payments
Need Crypto Support
Not available with Flutterwave
Need Recurring Payments
Not available with Flutterwave
Want coverage in Asia, Oceania, Southeast Asia
Flutterwave doesn't cover these regions
View AsiaPay

Frequently Asked Questions

What is the difference between Flutterwave and AsiaPay?
They share 8 payment methods and 0 regions. Flutterwave adds Credit Card, M-Pesa, Mobile Money and 5 more that AsiaPay does not list; AsiaPay adds Alipay, Buy Now Pay Later, Crypto and 15 more that Flutterwave does not list; Flutterwave also covers Africa; AsiaPay also covers Asia, Oceania and 1 more.
Which is cheaper, Flutterwave or AsiaPay?
Flutterwave has published rates from 1.4% (local), 3.8% (international); AsiaPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Flutterwave and AsiaPay?
Flutterwave lists 1 region and 16 payment methods; AsiaPay lists 3 and 26. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Flutterwave and AsiaPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Flutterwave settles in Next business day, AsiaPay in 2–5 business days.

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