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Flutterwave

Flutterwave

Pan-African Payments

VS

BankAxept

Norwegian card payments

BankAxept
Fees from
1.4% (local), 3.8% (international) vs 0.19-1.75%
Features

0 shared

4 unique to Flutterwave · 1 unique to BankAxept
Regions

0 shared

1 unique to Flutterwave · 1 unique to BankAxept
Pay methods

1 shared

15 unique to Flutterwave · 2 unique to BankAxept
On settlement

Flutterwave settles in Next business day; BankAxept settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 18 payment methods · 2 regions. We don't rank these — they're here for reference.
Flutterwave Flutterwave
BankAxept BankAxept
Quick Facts
Fees
Standard transaction rate
1.4% (local), 3.8% (international)
0.19-1.75%
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2016
1991
Headquarters
San Francisco, California / Lagos, Nigeria
Oslo, Norway
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Flutterwave leads (4 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Flutterwave leads (16 vs 3)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Google Pay Unique
✓
—
M Pesa Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
✓
—
Mobile Payment Unique
—
✓
Payment Link Unique
✓
—
Pos Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa Unique
✓
—
Regions
Africa Unique
✓
—
Europe Unique
—
✓

Flutterwave is best when you...

Pan-African Payments
Need Enterprise
Not available with BankAxept
Need Instant Payout
Not available with BankAxept
Want coverage in Africa
BankAxept doesn't cover this region
View Flutterwave

BankAxept is best when you...

Norwegian card payments
Need Low Fees
Not available with Flutterwave
Want coverage in Europe
Flutterwave doesn't cover this region
View BankAxept

Frequently Asked Questions

What is the difference between Flutterwave and BankAxept?
They share 1 payment method and 0 regions. Flutterwave adds Amex, Apple Pay, Bank Transfer and 12 more that BankAxept does not list; BankAxept adds Contactless, Mobile Payment that Flutterwave does not list; Flutterwave also covers Africa; BankAxept also covers Europe.
Which is cheaper, Flutterwave or BankAxept?
Flutterwave has published rates from 1.4% (local), 3.8% (international); BankAxept has published rates from 0.19-1.75%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Flutterwave and BankAxept?
Flutterwave lists 1 region and 16 payment methods; BankAxept lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Flutterwave and BankAxept compare on integration and settlement?
Flutterwave offers a sandbox, BankAxept does not list one; Flutterwave supports webhooks; Flutterwave settles in Next business day, BankAxept in 1–2 business days.

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