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Flutterwave

Flutterwave

Pan-African Payments

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
1.4% (local), 3.8% (international) vs Custom
Features

1 shared

3 unique to Flutterwave
Regions

0 shared

1 unique to Flutterwave · 6 unique to FIS
Pay methods

9 shared

7 unique to Flutterwave · 5 unique to FIS

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Show full specs
4 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Flutterwave Flutterwave
FIS FIS
Quick Facts
Fees
Standard transaction rate
1.4% (local), 3.8% (international)
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2016
1968
Headquarters
San Francisco, California / Lagos, Nigeria
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Flutterwave leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Flutterwave leads (16 vs 14)
Ach Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
M Pesa Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Payment Link Unique
✓
—
Pos Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Verve Unique
✓
—
Virtual Card
✓
✓
Visa
✓
✓
Regions
FIS leads (6 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Flutterwave is best when you...

Pan-African Payments
Need Instant Payout
Not available with FIS
Need Instant Sandbox
Not available with FIS
Want coverage in Africa
FIS doesn't cover this region
View Flutterwave

FIS is best when you...

Enterprise banking and capital markets technology
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
Flutterwave doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Flutterwave and FIS?
They share 9 payment methods and 0 regions. Flutterwave adds M-Pesa, Mobile Money, Payment Link and 4 more that FIS does not list; FIS adds ACH, Contactless, Diners Club and 2 more that Flutterwave does not list; Flutterwave also covers Africa; FIS also covers Asia, Europe and 4 more.
Which is cheaper, Flutterwave or FIS?
Flutterwave has published rates from 1.4% (local), 3.8% (international); FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Flutterwave and FIS?
Flutterwave lists 1 region and 16 payment methods; FIS lists 6 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Flutterwave and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; Flutterwave settles in Next business day, FIS in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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