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FMPay

FMPay

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
Custom vs Interchange + 1%–2% + €0.3
Features

1 shared

2 unique to FMPay · 8 unique to CatalystPay
Regions

1 shared

4 unique to CatalystPay
Pay methods

3 shared

9 unique to CatalystPay
On payment methods

CatalystPay supports 12 payment methods, 9 more than FMPay. Verify directly with each provider before signing.

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Show full specs
11 features · 12 payment methods · 5 regions. We don't rank these — they're here for reference.
FMPay FMPay
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Instant
5–7 business days
Founded
2018
2019
Headquarters
Cheltenham, United Kingdom
Belfast, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
CatalystPay leads (9 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Virtual Items Unique
✓
—
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 3)
Apple Pay Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard
✓
✓
Sepa Direct Debit Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
CatalystPay leads (5 vs 1)
Europe
✓
✓
Global Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
—
✓

FMPay is best when you...

Need Instant Payout
Not available with CatalystPay
Need Virtual Items
Not available with CatalystPay
View FMPay

CatalystPay is best when you...

High-risk merchant processing
Need Crypto Support
Not available with FMPay
Need Enterprise
Not available with FMPay
Want coverage in Global, Middle East, North America, Southeast Asia
FMPay doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between FMPay and CatalystPay?
They share 3 payment methods and 1 region. CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 6 more that FMPay does not list; CatalystPay also covers Global, Middle East and 2 more; only FMPay offers Instant Payout, Virtual Items; only CatalystPay offers Crypto Support, Enterprise and 6 more.
Which is cheaper, FMPay or CatalystPay?
FMPay has custom pricing quoted on engagement; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FMPay and CatalystPay?
FMPay lists 1 region and 3 payment methods; CatalystPay lists 5 and 12. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FMPay and CatalystPay compare on integration and settlement?
CatalystPay offers a sandbox, FMPay does not list one; CatalystPay supports webhooks; FMPay settles in Instant, CatalystPay in 5–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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