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FNMPAY

FNMPAY

Transport and mobility operators, particularly companies in the FNM Group, that need card acceptance and EMV transit payment handling.

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
— vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

8 shared

3 unique to FNMPAY · 29 unique to Adyen
On licensing

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Show full specs
3 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
FNMPAY FNMPAY
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
—
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 11)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Nfc Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

FNMPAY is best when you...

Transport and mobility operators, particularly companies in the FNM Group, that need card acceptance and EMV transit payment handling.
View FNMPAY

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with FNMPAY
Need Instant Payout
Not available with FNMPAY
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
FNMPAY doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between FNMPAY and Adyen?
They share 8 payment methods and 0 regions. FNMPAY adds Contactless, NFC, Prepaid Card that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 26 more that FNMPAY does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, FNMPAY or Adyen?
FNMPAY has no published rate; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FNMPAY and Adyen?
FNMPAY lists 0 regions and 11 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FNMPAY and Adyen compare on integration and settlement?
Adyen offers a sandbox, FNMPAY does not list one; Adyen supports webhooks; Adyen publishes a settlement time of 1–3 business days.

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