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FreedomPay

FreedomPay

Hospitality & Retail

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to FreedomPay · 5 unique to A-Pay
Regions

2 shared

1 unique to FreedomPay · 4 unique to A-Pay
Pay methods

3 shared

4 unique to FreedomPay · 16 unique to A-Pay
On region

A-Pay covers 6 regions; FreedomPay covers 3. Verify directly with each provider before signing.

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Show full specs
6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
FreedomPay FreedomPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2000
2021
Headquarters
Philadelphia, Pennsylvania
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Nfc Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 3)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

FreedomPay is best when you...

Hospitality & Retail
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View FreedomPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with FreedomPay
Need High Risk Accepted
Not available with FreedomPay
Want coverage in Africa, Asia, Middle East, Southeast Asia
FreedomPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between FreedomPay and A-Pay?
They share 3 payment methods and 2 regions. FreedomPay adds Buy Now Pay Later, Contactless, Debit Card and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that FreedomPay does not list; FreedomPay also covers North America; A-Pay also covers Africa, Asia and 2 more.
Which is cheaper, FreedomPay or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use FreedomPay and A-Pay?
FreedomPay lists 3 regions and 7 payment methods; A-Pay lists 6 and 19. both cover Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FreedomPay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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