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Fresha

Fresha

Salon and spa businesses

VS

ACI Worldwide

Real-time payments

ACI Worldwide
Fees from
No subscription fee, 2.19%+$0.20 per payment vs Custom
Features

0 shared

2 unique to Fresha · 2 unique to ACI Worldwide
Regions

5 shared

2 unique to ACI Worldwide
Pay methods

5 shared

2 unique to Fresha · 14 unique to ACI Worldwide

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Show full specs
4 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Fresha Fresha
ACI Worldwide ACI Worldwide
Quick Facts
Fees
Standard transaction rate
No subscription fee, 2.19%+$0.20 per payment
Custom
Settlement
Time to receive funds
Next business day
Same day
Founded
2015
1975
Headquarters
London, United Kingdom
Elkhorn, Nebraska, United States
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
ACI Worldwide leads (19 vs 7)
Ach Unique
—
✓
Amex
✓
✓
Contactless
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Faster Payments Unique
—
✓
Fednow Unique
—
✓
Gift Card Unique
✓
—
Ideal Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Open Banking Unique
—
✓
P2p Transfer Unique
—
✓
Qr Code
✓
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Swift Unique
—
✓
Visa
✓
✓
Wire Transfer Unique
—
✓
Regions
ACI Worldwide leads (7 vs 5)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Fresha is best when you...

Salon and spa businesses
Need Low Fees
Not available with ACI Worldwide
Need Startup Friendly
Not available with ACI Worldwide
View Fresha

ACI Worldwide is best when you...

Real-time payments
Need Enterprise
Not available with Fresha
Need Instant Payout
Not available with Fresha
Want coverage in Africa, Latin America
Fresha doesn't cover these regions
View ACI Worldwide

Frequently Asked Questions

What is the difference between Fresha and ACI Worldwide?
They share 5 payment methods and 5 regions. Fresha adds Gift Card, iDEAL that ACI Worldwide does not list; ACI Worldwide adds ACH, Digital Wallet, Diners Club and 11 more that Fresha does not list; ACI Worldwide also covers Africa, Latin America; only Fresha offers Low Fees, Startup Friendly.
Which is cheaper, Fresha or ACI Worldwide?
Fresha has published rates from No subscription fee, 2.19%+$0.20 per payment; ACI Worldwide has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Fresha and ACI Worldwide?
Fresha lists 5 regions and 7 payment methods; ACI Worldwide lists 7 and 19. both cover Asia, Europe, Middle East and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Fresha and ACI Worldwide compare on integration and settlement?
ACI Worldwide offers a sandbox, Fresha does not list one; both support webhooks; Fresha settles in Next business day, ACI Worldwide in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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