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FriMi

FriMi

Sri Lankan Digital Banking & Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
P2P free; Rs.25 interbank transfers; 1% LANKAQR; 1.8% UPI/CUP vs Custom
Features

1 shared

4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

4 shared

15 unique to A-Pay
On fees

FriMi publishes P2P free; Rs.25 interbank transfers; 1% LANKAQR; 1.8% UPI/CUP from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
FriMi FriMi
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
P2P free; Rs.25 interbank transfers; 1% LANKAQR; 1.8% UPI/CUP
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2017
2021
Headquarters
Colombo, Sri Lanka
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

FriMi is best when you...

Sri Lankan Digital Banking & Payments
View FriMi

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with FriMi
Need High Risk Accepted
Not available with FriMi
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
FriMi doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between FriMi and A-Pay?
They share 4 payment methods and 1 region. A-Pay adds ACH, Alipay, Apple Pay and 12 more that FriMi does not list; A-Pay also covers Africa, Europe and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, FriMi or A-Pay?
FriMi has published rates from P2P free; Rs.25 interbank transfers; 1% LANKAQR; 1.8% UPI/CUP; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FriMi and A-Pay?
FriMi lists 1 region and 4 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FriMi and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, FriMi does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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