GCash

GCash

Philippine mobile payments and fintech services

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.5% (waived for micro-merchants) vs Custom
Features

1 shared

1 unique to GCash · 1 unique to Alipay
Regions

2 shared

6 unique to Alipay
Pay methods

3 shared

2 unique to GCash · 4 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 2 more than GCash. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
GCash GCash
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.5% (waived for micro-merchants)
Custom
Settlement
Time to receive funds
1–2 business days
Next business day
Founded
2004
2004
Headquarters
Taguig, Metro Manila, Philippines
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Gcash Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

GCash is best when you...

Philippine mobile payments and fintech services
Need Startup Friendly
Not available with Alipay
View GCash

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with GCash
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
GCash doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between GCash and Alipay?
They share 3 payment methods and 2 regions. GCash adds Bank Transfer, GCash that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 1 more that GCash does not list; Alipay also covers Africa, Europe and 4 more; only GCash offers Startup Friendly.
Which is cheaper, GCash or Alipay?
GCash has published rates from 1.5% (waived for micro-merchants); Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GCash and Alipay?
GCash lists 2 regions and 5 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GCash and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; GCash settles in 1–2 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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