GCash

GCash

Philippine mobile payments and fintech services

VS

dLocal

Emerging Markets

dLocal
Fees from
1.5% (waived for micro-merchants) vs 3-7% all-inclusive
Features

1 shared

1 unique to GCash · 1 unique to dLocal
Regions

1 shared

1 unique to GCash · 3 unique to dLocal
Pay methods

3 shared

2 unique to GCash · 7 unique to dLocal

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Show full specs
3 features · 12 payment methods · 5 regions. We don't rank these — they're here for reference.
GCash GCash
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1.5% (waived for micro-merchants)
3-7% all-inclusive
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
2004
2016
Headquarters
Taguig, Metro Manila, Philippines
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Gcash Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

GCash is best when you...

Philippine mobile payments and fintech services
Need Startup Friendly
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View GCash

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with GCash
Want coverage in Africa, Latin America, Middle East
GCash doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between GCash and dLocal?
They share 3 payment methods and 1 region. GCash adds GCash, QR Code that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that GCash does not list; GCash also covers Southeast Asia; dLocal also covers Africa, Latin America and 1 more.
Which is cheaper, GCash or dLocal?
GCash has published rates from 1.5% (waived for micro-merchants); dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GCash and dLocal?
GCash lists 2 regions and 5 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GCash and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; GCash settles in 1–2 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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