Gemba
UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
VS
B2BINPAY
B2B cryptocurrency and fiat conversions
Fees from
Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00. vs 0.25% - 0.5% incoming; no recurring fees
Features
0 shared
4 unique to B2BINPAY
Regions
0 shared
8 unique to B2BINPAY
Pay methods
1 shared
8 unique to Gemba · 8 unique to B2BINPAY
On settlement
Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.
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Show full specs 4 features · 17 payment methods · 8 regions. We
don't rank these — they're here for reference.
Show full specs
4 features · 17 payment methods · 8 regions. We
don't rank these — they're here for reference.
Gemba B2BINPAYQuick Facts
Fees
Standard transaction rate
Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.
0.25% - 0.5% incoming; no recurring fees
Settlement
Time to receive funds
—
Same day
Founded
—
2015
Headquarters
—
Rome, Italy
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features B2BINPAY leads (4 vs 0)
B2BINPAY leads (4 vs 0)Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Payment Methods
Bacs Unique
✓
—
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Chaps Unique
✓
—
Corporate Card
✓
✓
Direct Debit Unique
✓
—
Escrow Unique
✓
—
Ethereum Unique
—
✓
Faster Payments Unique
✓
—
Litecoin Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Account Unique
✓
—
Xrp Unique
—
✓
Regions B2BINPAY leads (8 vs 0)
B2BINPAY leads (8 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓
Gemba is best when you...
UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
B2BINPAY is best when you...
B2B cryptocurrency and fiat conversions
Need Crypto Support
Not available with Gemba
Need Enterprise
Not available with Gemba
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Gemba doesn't cover these regions
Frequently Asked Questions
What is the difference between Gemba and B2BINPAY?
They share 1 payment method and 0 regions. Gemba adds Bacs, CHAPS, Direct Debit and 5 more that B2BINPAY does not list; B2BINPAY adds Bitcoin, BNB, Ethereum and 5 more that Gemba does not list; B2BINPAY also covers Africa, Asia and 6 more; only B2BINPAY offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Gemba or B2BINPAY?
Gemba has published rates from Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.; B2BINPAY has published rates from 0.25% - 0.5% incoming; no recurring fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gemba and B2BINPAY?
Gemba lists 0 regions and 9 payment methods; B2BINPAY lists 8 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gemba and B2BINPAY compare on integration and settlement?
B2BINPAY offers a sandbox, Gemba does not list one; B2BINPAY supports webhooks; B2BINPAY publishes a settlement time of Same day.
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