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Gemba

Gemba

UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.

VS

BENKER

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.

BENKER
Fees from
Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00. vs Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Features

0 shared

Regions

0 shared

Pay methods

2 shared

7 unique to Gemba · 7 unique to BENKER
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 16 payment methods · 0 regions. We don't rank these — they're here for reference.
Gemba Gemba
BENKER BENKER
Quick Facts
Fees
Standard transaction rate
Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.
Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Settlement
Time to receive funds
—
—
Founded
—
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Headquarters
—
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Sandbox / Test Mode
—
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Webhook Support
—
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Features
Payment Methods
Apple Pay Unique
—
✓
Bacs Unique
✓
—
Bank Transfer Unique
—
✓
Chaps Unique
✓
—
Corporate Card Unique
✓
—
Direct Debit Unique
✓
—
Escrow Unique
✓
—
Faster Payments Unique
✓
—
Google Pay Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
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✓
Sepa
✓
✓
Sepa Instant Unique
—
✓
Swift Unique
✓
—
Virtual Account
✓
✓
Visa Unique
—
✓
Regions

Gemba is best when you...

UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
View Gemba

BENKER is best when you...

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
View BENKER

Frequently Asked Questions

What is the difference between Gemba and BENKER?
They share 2 payment methods and 0 regions. Gemba adds Bacs, CHAPS, Corporate Card and 4 more that BENKER does not list; BENKER adds Apple Pay, Bank Transfer, Google Pay and 4 more that Gemba does not list.
Which is cheaper, Gemba or BENKER?
Gemba has published rates from Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.; BENKER has published rates from Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gemba and BENKER?
Gemba lists 0 regions and 9 payment methods; BENKER lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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