Gemba
UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
VS
EnKash Payment Gateway
Fees from
Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00. vs Custom
Features
0 shared
6 unique to EnKash Payment Gateway
Regions
0 shared
1 unique to EnKash Payment Gateway
Pay methods
3 shared
6 unique to Gemba · 20 unique to EnKash Payment Gateway
On region
EnKash Payment Gateway covers 1 regions; Gemba covers 0. Verify directly with each provider before signing.
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Show full specs 6 features · 29 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
6 features · 29 payment methods · 1 regions. We
don't rank these — they're here for reference.
Gemba EnKash Payment GatewayQuick Facts
Fees
Standard transaction rate
Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.
Custom
Settlement
Time to receive funds
—
2–3 business days
Founded
—
2017
Headquarters
—
Mumbai, India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features EnKash Payment Gateway leads (6 vs 0)
EnKash Payment Gateway leads (6 vs 0)Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Mobile Payments Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods EnKash Payment Gateway leads (23 vs 9)
EnKash Payment Gateway leads (23 vs 9)Amex Unique
—
✓
Bacs Unique
✓
—
Bill Payment Unique
—
✓
Bnpl Unique
—
✓
Chaps Unique
✓
—
Corporate Card
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Eft Unique
—
✓
Escrow
✓
✓
Faster Payments Unique
✓
—
Invoice Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Mobile Wallet Unique
—
✓
Payment Link Unique
—
✓
Prepaid Card Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Rupay Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Virtual Account
✓
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions EnKash Payment Gateway leads (1 vs 0)
EnKash Payment Gateway leads (1 vs 0)Asia Unique
—
✓
Gemba is best when you...
UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.
EnKash Payment Gateway is best when you...
Need Enterprise
Not available with Gemba
Need Instant Payout
Not available with Gemba
Want coverage in Asia
Gemba doesn't cover this region
Frequently Asked Questions
What is the difference between Gemba and EnKash Payment Gateway?
They share 3 payment methods and 0 regions. Gemba adds Bacs, CHAPS, Direct Debit and 3 more that EnKash Payment Gateway does not list; EnKash Payment Gateway adds Amex, Bill Payment, Buy Now Pay Later and 17 more that Gemba does not list; EnKash Payment Gateway also covers Asia; only EnKash Payment Gateway offers Enterprise, Instant Payout and 4 more.
Which is cheaper, Gemba or EnKash Payment Gateway?
Gemba has published rates from Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.; EnKash Payment Gateway has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Gemba and EnKash Payment Gateway?
Gemba lists 0 regions and 9 payment methods; EnKash Payment Gateway lists 1 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Gemba and EnKash Payment Gateway compare on integration and settlement?
EnKash Payment Gateway offers a sandbox, Gemba does not list one; EnKash Payment Gateway supports webhooks; EnKash Payment Gateway publishes a settlement time of 2–3 business days.
Are you Gemba or EnKash Payment Gateway?
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