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GMO Payment Gateway

GMO Payment Gateway

Japanese market

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.9-3.24% vs Custom
Features

0 shared

1 unique to GMO Payment Gateway · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

6 shared

5 unique to GMO Payment Gateway · 13 unique to A-Pay

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Show full specs
6 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
GMO Payment Gateway GMO Payment Gateway
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.9-3.24%
Custom
Settlement
Time to receive funds
30–45 business days
1–2 business days
Founded
1995
2021
Headquarters
Tokyo, Japan
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 11)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Carrier Billing Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Diners Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

GMO Payment Gateway is best when you...

Japanese market
Need Enterprise
Not available with A-Pay
View GMO Payment Gateway

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with GMO Payment Gateway
Need High Risk Accepted
Not available with GMO Payment Gateway
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
GMO Payment Gateway doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between GMO Payment Gateway and A-Pay?
They share 6 payment methods and 1 region. GMO Payment Gateway adds Carrier Billing, Diners Club, JCB and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Credit Card and 10 more that GMO Payment Gateway does not list; A-Pay also covers Africa, Europe and 3 more; only GMO Payment Gateway offers Enterprise.
Which is cheaper, GMO Payment Gateway or A-Pay?
GMO Payment Gateway has published rates from 2.9-3.24%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use GMO Payment Gateway and A-Pay?
GMO Payment Gateway lists 1 region and 11 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do GMO Payment Gateway and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; GMO Payment Gateway settles in 30–45 business days, A-Pay in 1–2 business days.

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