GMO Payment Gateway vs dLocal — My payment method

GMO Payment Gateway

Japanese market

dLocal

Emerging Markets

Fees from

2.9-3.24% vs 3-7% all-inclusive

Features

1 shared

1 unique to dLocal

Regions

1 shared

3 unique to dLocal

Pay methods

4 shared

7 unique to GMO Payment Gateway · 6 unique to dLocal

On payment methods

GMO Payment Gateway supports 11 payment methods, 1 more than dLocal. Verify directly with each provider before signing.

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2 features · 17 payment methods · 4 regions. We don't rank these — they're here for reference.

GMO Payment Gateway

dLocal

Quick Facts

Fees

Standard transaction rate

2.9-3.24%

3-7% all-inclusive

Settlement

Time to receive funds

30–45 business days

2–7 business days

Founded

1995

2016

Headquarters

Tokyo, Japan

Montevideo, Uruguay

Sandbox / Test Mode

✓

Webhook Support

✓

Features

dLocal leads (2 vs 1)

Enterprise

✓

Instant Payout Unique

—

✓

Payment Methods

GMO Payment Gateway leads (11 vs 10)

Amex

✓

Apple Pay Unique

✓

—

Bank Transfer

✓

Boleto Unique

—

✓

Carrier Billing Unique

✓

—

Cash Unique

—

✓

Digital Wallet Unique

—

✓

Diners Unique

✓

—

Google Pay Unique

✓

—

Jcb Unique

✓

—

Mastercard

✓

Mobile Wallet Unique

✓

—

Oxxo Unique

—

✓

Pix Unique

—

✓

Pse Unique

—

✓

Unionpay Unique

✓

—

Visa

✓

Regions

dLocal leads (4 vs 1)

Africa Unique

—

✓

Asia

✓

Latin America Unique

—

✓

Middle East Unique

—

✓

GMO Payment Gateway is best when you...

Japanese market

View GMO Payment Gateway

dLocal is best when you...

Emerging Markets

Need Instant Payout

Not available with GMO Payment Gateway

Want coverage in Africa, Latin America, Middle East

GMO Payment Gateway doesn't cover these regions

View dLocal

Frequently Asked Questions

What is the difference between GMO Payment Gateway and dLocal?

They share 4 payment methods and 1 region. GMO Payment Gateway adds Apple Pay, Carrier Billing, Diners Club and 4 more that dLocal does not list; dLocal adds Boleto, Cash, Digital Wallet and 3 more that GMO Payment Gateway does not list; dLocal also covers Africa, Latin America and 1 more; only dLocal offers Instant Payout.

Which is cheaper, GMO Payment Gateway or dLocal?

GMO Payment Gateway has published rates from 2.9-3.24%; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use GMO Payment Gateway and dLocal?

GMO Payment Gateway lists 1 region and 11 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do GMO Payment Gateway and dLocal compare on integration and settlement?

both offer a sandbox; both support webhooks; GMO Payment Gateway settles in 30–45 business days, dLocal in 2–7 business days.

Are you GMO Payment Gateway or dLocal?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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