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Google Pay

Google Pay

Android Mobile Payments

VS

Afterpay

BNPL Pioneer

Afterpay
Fees from
Free for consumers, merchant fees via processor vs Custom
Features

1 shared

2 unique to Afterpay
Regions

3 shared

1 unique to Google Pay
Pay methods

0 shared

4 unique to Google Pay · 7 unique to Afterpay
On fees

Google Pay publishes Free for consumers, merchant fees via processor from. Afterpay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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3 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.
Google Pay Google Pay
Afterpay Afterpay
Quick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
Custom
Settlement
Time to receive funds
Same day
1–5 business days
Founded
2015
2014
Headquarters
Mountain View, California
Melbourne, Australia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Afterpay leads (3 vs 1)
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Afterpay leads (7 vs 4)
Afterpay Unique
—
✓
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Installments Unique
—
✓
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
Google Pay leads (4 vs 3)
Asia Unique
✓
—
Europe
✓
✓
North America
✓
✓
Oceania
✓
✓

Google Pay is best when you...

Android Mobile Payments
Want coverage in Asia
Afterpay doesn't cover this region
View Google Pay

Afterpay is best when you...

BNPL Pioneer
Need Recurring Payments
Not available with Google Pay
Need Startup Friendly
Not available with Google Pay
View Afterpay

Frequently Asked Questions

What is the difference between Google Pay and Afterpay?
They share 0 payment methods and 3 regions. Google Pay adds Bank Transfer, Credit Card, Debit Card and 1 more that Afterpay does not list; Afterpay adds Afterpay, Amex, Buy Now Pay Later and 4 more that Google Pay does not list; Google Pay also covers Asia; only Afterpay offers Recurring Payments, Startup Friendly.
Which is cheaper, Google Pay or Afterpay?
Google Pay has published rates from Free for consumers, merchant fees via processor; Afterpay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and Afterpay?
Google Pay lists 4 regions and 4 payment methods; Afterpay lists 3 and 7. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and Afterpay compare on integration and settlement?
both offer a sandbox; both support webhooks; Google Pay settles in Same day, Afterpay in 1–5 business days.

Are you Google Pay or Afterpay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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