Google Pay
Android Mobile Payments
VS
Altery
Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.
Fees from
Free for consumers, merchant fees via processor vs Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.
Features
0 shared
1 unique to Google Pay
Regions
0 shared
4 unique to Google Pay
Pay methods
1 shared
3 unique to Google Pay · 6 unique to Altery
On settlement
Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.
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Show full specs 1 features · 10 payment methods · 4 regions. We
don't rank these — they're here for reference.
Show full specs
1 features · 10 payment methods · 4 regions. We
don't rank these — they're here for reference.
Google Pay AlteryQuick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.
Settlement
Time to receive funds
Same day
—
Founded
2015
—
Headquarters
Mountain View, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Google Pay leads (1 vs 0)
Google Pay leads (1 vs 0)Instant Payout Unique
✓
—
Payment Methods Altery leads (7 vs 4)
Altery leads (7 vs 4)Bank Transfer Unique
✓
—
Corporate Card Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Faster Payments Unique
—
✓
Google Pay
✓
✓
Sepa Unique
—
✓
Swift Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions Google Pay leads (4 vs 0)
Google Pay leads (4 vs 0)Asia Unique
✓
—
Europe Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Google Pay is best when you...
Android Mobile Payments
Need Instant Payout
Not available with Altery
Want coverage in Asia, Europe, North America, Oceania
Altery doesn't cover these regions
Altery is best when you...
Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.
Frequently Asked Questions
What is the difference between Google Pay and Altery?
They share 1 payment method and 0 regions. Google Pay adds Bank Transfer, Credit Card, Debit Card that Altery does not list; Altery adds Corporate Card, Faster Payments, SEPA and 3 more that Google Pay does not list; Google Pay also covers Asia, Europe and 2 more; only Google Pay offers Instant Payout.
Which is cheaper, Google Pay or Altery?
Google Pay has published rates from Free for consumers, merchant fees via processor; Altery has published rates from Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and Altery?
Google Pay lists 4 regions and 4 payment methods; Altery lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and Altery compare on integration and settlement?
Google Pay offers a sandbox, Altery does not list one; Google Pay supports webhooks; Google Pay publishes a settlement time of Same day.
Are you Google Pay or Altery?
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